Summary
Florida civil litigators should build the record around the information available when the proposal was served, not just the verdict delta.
Update
Proposal-for-settlement litigation often focuses on the gap between the offer and the verdict, but good-faith disputes should be evaluated from the information available when the proposal was made.
A party defending a proposal should be ready to explain liability, damages, coverage, defenses, discovery posture, and settlement context at the time of service.
A party attacking a proposal should identify why the amount lacked a reasonable basis rather than relying only on hindsight.